Money Management
Caleb Mercer5 min
SoFi Personal Loans Review 2026: Rates, Terms & Fees
See SoFi's 2026 personal loan rates, fees, eligibility requirements, and funding speed. Compare pros and cons before you apply.
Author
Caleb Mercer
Former lead product manager at a UK-based neobank who helped launch three connected banking integrations. Caleb now writes about PSD3 proposals, bank APIs, and how open finance is forcing legacy institutions to play nicely with startups. He lives in Berlin and insists on testing every budgeting API firsthand. CS degree from Imperial College London.
Caleb Mercer is an Open Banking and API Correspondent with a CS degree from Imperial College London. Formerly a lead product manager at a UK neobank, Caleb successfully launched three major banking integrations. Now based in Berlin, he provides expert analysis on PSD3 and open finance trends. By personally testing every budgeting API, Caleb offers clients a unique, hands-on perspective on how technology is revolutionizing the legacy-startup dynamic.
15Articles
Latest: July 9, 2026
Topics: Money Management, Banking & Credit, Investing & Wealth, Income & Business +2 more
Articles by Caleb Mercer
15 articles
Money ManagementCaleb Mercer5 min
How Much Should You Have Saved by Age 35? (Panic-Free Guide)
Wondering how much you should have saved by age 35? The standard rule is 1 to 1.5x your salary. Read our honest, panic-free guide to hit your savings goals.
Banking & CreditCaleb Mercer4 min
How to Protect Yourself from Financial Scams in 2026
AI has rewritten the scam playbook. Learn how to protect yourself from financial scams in 2026 with simple, proven defenses that stop fraud fast.
Investing & WealthCaleb Mercer5 min
How to Buy Crypto Safely: A Beginner's Step-by-Step Guide
Learn how to buy crypto safely with this beginner's guide. Step-by-step setup, secure wallets, and the scam red flags every newcomer should know.
Money ManagementCaleb Mercer5 min
5 Wealth Building Habits of Self-Made Millionaires
The wealth building habits of self-made millionaires aren't secrets. Discover the 5 simple money moves you can start this week—no big income required.
Investing & WealthCaleb Mercer5 min
Forex Trading for Beginners: What to Know First
Forex trading for beginners, minus the hype. Understand pips, spreads, leverage, and risk, plus the rules to start safely before you trade real money.
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