Investing & Wealth
Caleb Mercer5 min
5 Crypto Rug Pull Scams and How to Spot Them Early
Liquidity pulls, honeypots, insider dumps — the 5 crypto rug pull scams that drain wallets, with the on-chain check that catches each one before you buy.
Author
Caleb Mercer
Former lead product manager at a UK-based neobank who helped launch three connected banking integrations. Caleb now writes about PSD3 proposals, bank APIs, and how open finance is forcing legacy institutions to play nicely with startups. He lives in Berlin and insists on testing every budgeting API firsthand. CS degree from Imperial College London.
Caleb Mercer is an Open Banking and API Correspondent with a CS degree from Imperial College London. Formerly a lead product manager at a UK neobank, Caleb successfully launched three major banking integrations. Now based in Berlin, he provides expert analysis on PSD3 and open finance trends. By personally testing every budgeting API, Caleb offers clients a unique, hands-on perspective on how technology is revolutionizing the legacy-startup dynamic.
18Articles
Latest: July 30, 2026
Topics: Investing & Wealth, Financial Product Reviews, Income & Business, Money Management +3 more
Articles by Caleb Mercer
18 articles
Financial Product ReviewsCaleb Mercer5 min
EveryDollar Review 2026: Is Premium Worth It?
Is EveryDollar Premium worth $79.99/year? Our 2026 review compares free vs Premium — bank sync, Margin Finder, YNAB alternatives — so you can decide.
Income & BusinessCaleb Mercer5 min
How to Negotiate a 20% Raise at Your Next Review
Learn how to negotiate a 20% raise with a proven script, timing strategy, and evidence-based case — plus what to do if your manager says no.
Money ManagementCaleb Mercer6 min
SoFi Personal Loans Review 2026: Rates, Terms & Fees
See SoFi's 2026 personal loan rates, fees, eligibility requirements, and funding speed. Compare pros and cons before you apply.
Money ManagementCaleb Mercer5 min
How Much Should You Have Saved by Age 35? (Panic-Free Guide)
Wondering how much you should have saved by age 35? The standard rule is 1 to 1.5x your salary. Read our honest, panic-free guide to hit your savings goals.
Banking & CreditCaleb Mercer4 min
How to Protect Yourself from Financial Scams in 2026
AI has rewritten the scam playbook. Learn how to protect yourself from financial scams in 2026 with simple, proven defenses that stop fraud fast.
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