Personal Finance
- Excel spreadsheet, XLSX
Zero-Based Budgeting Tracker
Give every dollar of your monthly income a job — spending, saving, debt or goals — and watch “Left to assign” hit $0.
Free resource library
Free Money Templates
Practical spreadsheets, documents and checklists that do the busywork for you — so you can budget, pay off debt, invest toward financial independence, run a small business, and buy or analyze property with confidence. Every template is built by our editors, filled with realistic examples, and works in the apps you already use.
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All templates
Every free template in the library. Showing 11 templates.
Personal Finance
- Excel spreadsheet, XLSX
Debt Payoff Planner
Compare Debt Snowball and Debt Avalanche side by side — payoff date, total interest and exactly where each payment goes.
Personal Finance
- Excel spreadsheet, XLSX
Net Worth Dashboard
Track what you own and owe in one place, see your net worth today, and chart how it changes month by month.
Business & Entrepreneurship
- Editable document, DOCX
- Printable PDF, PDF
Freelancer & Small Business Invoice Template
A clean, professional invoice with every field clients expect — line items, tax, totals, payment terms and notes.
Work & Income
- Editable document, DOCX
- Printable PDF, PDF
Salary Negotiation Scripts
Word-for-word scripts for asking for a raise, answering an offer, countering, negotiating benefits and following up.
Business & Entrepreneurship
- Printable PDF, PDF
- Notion-ready Markdown, MD
Lean Business Plan Canvas
Plan a business or side hustle on one page — problem, customers, offer, revenue and costs — plus a 30-day action plan.
Business & Entrepreneurship
- Excel spreadsheet, XLSX
Profit & Loss (P&L) Statement
A simple monthly P&L for freelancers and small businesses, with automatic quarterly and annual totals, margins and a trend chart.
Investing
- Excel spreadsheet, XLSX
Investment Portfolio Tracker
Track holdings across accounts, see gains and returns, and compare your asset allocation with your targets.
Investing
- Excel spreadsheet, XLSX
FIRE Timeline Tracker
Estimate your financial-independence number, progress and a possible FI age from your savings, spending and assumptions.
Real Estate
- Excel spreadsheet, XLSX
Rental Property ROI Calculator
Analyze a rental before you buy: mortgage payment, NOI, cash flow, cash-on-cash return, cap rate and break-even occupancy.
Real Estate
- Editable document, DOCX
- Printable PDF, PDF
First-Time Homebuyer Checklist
A step-by-step checklist from getting your finances ready to closing and moving in — with notes, timelines and questions to ask.
For educational purposes only. Our templates do not constitute financial, tax, legal, or investment advice.
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