Income & Business
Sophia Nakamura4 min
Best 529 College Savings Plans by State (2026 Guide)
Compare the best 529 plans by state, factor in tax deductions and fees, and find the right college savings plan for your family's needs.
Author
Sophia Nakamura
Data scientist turned journalist, Sophia explores how artificial intelligence is revolutionizing financial services. She previously built ML models for credit scoring at a Fortune 500 bank. Her content covers robo-advisors, algorithmic trading, AI-powered financial planning tools, and the ethics of AI in finance. BA in Statistics from UC Berkeley.
Sophia Nakamura is an AI and Machine Learning in Finance Correspondent with a BA in Statistics from UC Berkeley. A data scientist turned journalist, she previously developed credit scoring ML models for a Fortune 500 bank. Sophia provides expert analysis on robo-advisors, algorithmic trading, and AI-powered planning tools. By bridging technical expertise with ethical considerations, she offers the authoritative insights you need to navigate the AI-driven transformation of financial services.
8Articles
Latest: July 12, 2026
Topics: Income & Business, Money Management, Financial Product Reviews, Banking & Credit +1 more
Articles by Sophia Nakamura
8 articles
Money ManagementSophia Nakamura5 min
50 Ways to Cut Your Monthly Expenses Today (Practical Tips)
Discover 50 simple, practical ways to cut your monthly expenses across housing, food, subscriptions, transportation, and more. Small changes, real savings.
Financial Product ReviewsSophia Nakamura5 min
7 Best Budgeting Apps of 2026 to Take Control of Your Money
Compare the 7 best budgeting apps of 2026—from Monarch to YNAB. Find the right free or paid app to take control of your money and actually stick with it.
Banking & CreditSophia Nakamura4 min
Secured vs. Unsecured Credit Cards: Which Is Right for You?
Secured vs. unsecured credit cards — which fits you? Learn the key differences, who each suits, and how to choose the right card to build or grow credit.
Income & BusinessSophia Nakamura5 min
How to Ask for a Raise: Scripts, Timing, and What to Say
Learn how to ask for a raise with proven scripts, timing strategies, and a step-by-step framework. Know exactly what to say, when to say it, and what to do next.
Income & BusinessSophia Nakamura7 min
How to Price Your Services: A Formula That Actually Works
Learn how to price your services with a practical formula that covers delivery cost, overhead, profit margin, and client value so you can quote with confidence.
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